The capital credit refunds allocated to a deceased member may be issued without waiting for a general retirement. However, these estate payments are not automatic. A representative of the estate must provide proof that the person requesting the refund has been appointed by a court, executor or administrator of the estate (e.g. the Letters Testamentary or Statement Appointing Personal Representative), along with a copy of the death certificate. A refund check will be issued to the estate. The refunded amount will be reduced to reflect the early retirement of the capital credits.