What is a capital credits allocation good for?

Think of the capital credits allocation like a savings bond. Similar to how a savings bond is a loan to the U.S. Department of Treasury to help reduce our government’s borrowing needs, GVEA capital credits help reduce our co-op’s borrowing needs for such projects as building a substation or replacing power poles or lines. And just like how a savings bond matures after a period of time, capital credits are retired and refunded to you after a period of 25 years.